Terms of Service

1. Acceptance of Terms

By accessing or using Snapchart (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. NOT FINANCIAL ADVICE - CRITICAL DISCLAIMER

3. Eligibility

You must:

• Be at least 18 years old
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using the Service under applicable laws
• Comply with all local laws regarding online conduct and trading

4. Account Responsibilities

You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account
• Not share your account with others

5. Prohibited Uses

You may NOT:

• Use the Service for illegal purposes or to violate any laws
• Reverse engineer, decompile, or disassemble the Service
• Scrape, mine, or extract data without authorization
• Distribute malware or viruses
• Impersonate others or provide false information
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access to our systems
• Use automated systems (bots) without permission
• Resell or redistribute the Service without authorization
• Use the Service to provide financial advice to others

6. Intellectual Property

All content, features, and functionality of the Service are owned by Snapchart and protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, modify, or create derivative works
• Use our trademarks without written permission
• Remove copyright or proprietary notices

7. User Content

By submitting content (charts, messages, feedback), you grant us a worldwide, royalty-free license to use, reproduce, and display that content for providing and improving the Service. You represent that:

• You own or have rights to the content you submit
• Your content does not violate any laws or third-party rights
• Your content does not contain malicious code

8. Limitation of Liability

9. Indemnification

You agree to indemnify, defend, and hold harmless Snapchart, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your trading decisions or activities
• Your violation of any third-party rights

10. Service Modifications and Termination

We reserve the right to:

• Modify or discontinue the Service at any time without notice
• Change pricing and subscription terms
• Suspend or terminate your account for violations
• Refuse service to anyone for any reason

11. Subscription and Payments

If you purchase a premium subscription:

• Subscriptions auto-renew unless canceled
• All fees are non-refundable unless required by law
• Premium features (including AI signals/analysis if available) are educational tools, NOT financial advice
• No refunds will be issued for trading losses or poor signal performance
• We may change pricing or features with 30 days' notice
• You authorize us to charge your payment method
• Failure to pay may result in immediate suspension of service

12. Privacy

Your use of the Service is subject to our Privacy Policy, which is incorporated into these Terms by reference.

13. Third-Party Services

The Service may integrate with third-party platforms (TradingView, brokers, etc.). We are not responsible for:

• Third-party service availability or functionality
• Third-party terms, policies, or practices
• Data accuracy from third-party sources

14. Dispute Resolution

14.1 Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. You agree to submit to the personal jurisdiction of courts located in California.

14.2 Binding Arbitration

Any disputes, claims, or controversies arising from these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. Arbitration shall take place in California.

Class Action Waiver: You agree to bring claims only in your individual capacity and not as a plaintiff or class member in any class, collective, or representative action. You waive the right to participate in class actions, class arbitrations, or representative actions.

Exception: You may assert claims in small claims court if they qualify and remain in small claims court.

14.3 Costs

Each party shall bear their own costs and attorney's fees unless otherwise awarded by the arbitrator or court.

15. California Consumer Rights

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA). Please see our Privacy Policy for details on data collection and your rights.

California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

16. Geographic Restrictions

The Service may not be available in all jurisdictions. You are responsible for compliance with local laws. We make no claims that the Service is appropriate or legal in your location.

17. Regulatory Compliance

Snapchart is not registered as a broker-dealer, investment advisor, or financial institution. We do not hold, manage, or have access to your trading funds.

18. Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, network infrastructure failures, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

19. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full effect.

20. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Snapchart regarding the Service.

21. Changes to Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Service constitutes acceptance of modified Terms. For material changes, we will provide notice via email or prominent Service notification.

22. Contact Information

For questions about these Terms, contact us at:

Email: help@snapchartapp.com